First Time buyers 90% loan to value mortgages

First Time buyers 90% loan to value mortgages

Are you a first time buyer?

As we all may know many lenders have dropped their higher loan to value mortgages since the Covid 19 pandemic however few of them have started to dip there toe back in the water.

So with NO stamp duty to pay upto £500k and a 90% mortgage now is a great time to buy your first home.

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The rental market is still growing, but the way properties are managed has changed. August is a useful time for landlords to review tenancies, rent processes and record-keeping.

August does not have to be a quiet month for your property search. With the right financial preparation and viewing strategy, summer buyers can uncover opportunities others may miss.

A fresh coat of paint can help, but missing paperwork can delay a sale for months. Use August to prepare the information buyers and solicitors will need before an offer is agreed.

The opening fortnight can shape your entire sale. As August 2026 approaches, discover how launch price, timing and buyer readiness can turn early attention into a stronger offer.